1. Acceptance

You must be legally able to enter a binding agreement in your jurisdiction. If you use the Service on behalf of an organization, you represent that you have authority to bind that organization.

We may update these Terms. We will post the updated version with a new “Last updated” date. Material changes may be communicated in-app. Continued use after changes take effect constitutes acceptance.

2. The Service

ToldYa! is a social network where members post time-bound predictions, vote on others’ predictions, comment, follow users, send direct messages, and build reputation scores by category. The Service is for entertainment, opinion, and community discussion only.

There is no real-money wagering, betting, prizes with monetary value, or virtual currency redeemable for money. Predictions are not financial, legal, or professional advice.

3. Accounts & invitations

Access currently requires a valid invitation code. You must provide accurate registration information and keep your credentials confidential. You are responsible for all activity under your account.

You may not share, sell, or publicly distribute invitation codes in a way that circumvents our access controls. We may refuse registration, reclaim usernames, or close accounts at our discretion.

4. Your responsibilities

As a member of a community social network, you agree to:

• Treat other users with respect and comply with applicable laws
• Post only content you have the right to share and that is appropriate for a general-audience social app
• Use your real identity only as permitted by the product (no impersonation or deceptive profiles)
• Not scrape, reverse engineer, or overload the Service without permission
• Not manipulate votes, rankings, or reputation through bots, coordinated inauthentic behavior, or exploits
• Report content or users you believe violate these Terms

5. Community standards — prohibited content

You may not post, upload, transmit, or link to content that includes or promotes:

We may remove content and suspend or terminate accounts without prior notice for violations.

• Nudity, pornography, sexually explicit material, or solicitation of sexual services
• Sexual content involving minors or any exploitation of minors (zero tolerance; we report to authorities where required)
• Graphic violence, gore, or content primarily intended to shock or glorify violence
• Threats, harassment, bullying, stalking, or hate speech targeting individuals or groups
• Illegal activity, fraud, or instructions to cause harm
• Self-harm or suicide promotion (if you are in crisis, seek local emergency or crisis services)
• Spam, malware, phishing, or deceptive schemes
• Personal data of others without their consent (doxxing)
• Intellectual property you do not have rights to use

6. Additional prohibited conduct

You also must not:

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• Use the Service if you are barred under applicable law
• Circumvent security, invitation, or rate limits
• Create multiple accounts to evade enforcement
• Use automated means to access the Service except through features we expressly provide
• Collect other users’ data for marketing or harassment

7. Your content & license

You retain ownership of content you submit. You grant Zuki Apps a worldwide, non-exclusive, royalty-free license to host, store, reproduce, display, distribute, and adapt your content as needed to operate, promote, and improve the Service (including showing it to other users and in feeds).

You represent that your content does not violate these Terms or third-party rights. You may delete your predictions where the product allows; deletion of your account removes associated content as described in our Privacy Policy.

8. Moderation & enforcement

We may (but are not obligated to) monitor, filter, or review content. We may remove content, limit features, suspend, or permanently terminate accounts. Enforcement decisions are at our sole discretion to protect the community and comply with law.

If you believe content or an account violates these Terms, use in-app reporting where available or contact support.

9. Voting & predictions disclaimer

Votes and comments reflect community opinion, not facts verified by us. We do not guarantee accuracy of predictions or outcomes. You use others’ content at your own risk.

10. Privacy

Our Privacy Policy explains how we collect and use personal data, including account deletion. It is incorporated into these Terms by reference.

11. Termination & account deletion

You may stop using the Service at any time and delete your account in Settings or via our Delete Account page. We may suspend or terminate your access for any violation of these Terms or for risk to users or the Service.

Upon termination, licenses you granted survive only as needed for legal compliance and backup deletion cycles.

12. Disclaimers & limitation of liability

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, TO THE MAXIMUM EXTENT PERMITTED BY LAW. WE DISCLAIM IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ZUKI APPS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE IS LIMITED TO THE GREATER OF USD $50 OR THE AMOUNT YOU PAID US IN THE TWELVE MONTHS BEFORE THE CLAIM (TYPICALLY ZERO FOR THE FREE APP).

13. Governing law

These Terms are governed by the laws of the State of Israel, without regard to conflict-of-law rules, except where mandatory consumer protections in your country require otherwise. Courts in Israel shall have exclusive jurisdiction where permitted, subject to mandatory local rights.